FORCED EXPENSIVE OFFERINGS - DECLINED CREDIT LIMIT INCREASE AS A RESULT

FNB declines to offer an increased limit on an existing overdraft/credit facility unless I choose to upgrade to a pre-approved "offer" that is linked to my profile.. such offer indicates that I need to upgrade my account/package to a HIGHER more expensive product, and then only will this unlock a credit limit increase request. Furthermore, it is only possible to get this increased credit limit whilst it is an "offer", and could fall away at any time - thus I cannot simply thereafter APPLY for increased credit limits at my own time of needing same.

TO make things worse, the pre-approved offer of the more expensive product apparently associated with my account, is for the PRIVATE WEALTH product (thee most expensive product in the FNB range), yet I am absolutely nowhere near that earning bracket... yet the consultant could simply not admit this is an unfair practice.

So they will only entertain higher limits if I accept their ENFORCED MORE EXPENSIVE UPGRADE..