Follow-up on feedback from FNB Lesogo Rammutla as promised on 2025.12.22 re: CDS CONSULTING PTY LTD's debited from my account on 30 July 2025

Follow-up on feedback from FNB Lesogo Rammutla as promised on 2025.12.22 please. I want to know Why is FNB allowing ****mers like CDS CONSULTING PTY LTD and Mafia agents such as Mr Mpilo Mdluli enable *****. How is CDS CONSULTING PTY LTD the only company to use special codes for irreversible Debit Orders? FNB know very well of the mushrooming of Debt Review companies that are deceiving people with a promise to help them out of debt - when in actual fact they are putting them in a worse financial situation. Many FNB customers have reported that companies like CDS Consulting (PTY) LTD were able to debit accounts without proper DebiCheck mandates, and FNB has faced criticism for failing to prevent or reverse these transactions. Evidence suggests that these debit orders exploit loopholes in the banking system, leaving customers unable to reverse them, unlike standard debit orders. How responsible is FNB is that to their clients/investors?

Why was I able to reverse the other Debit Order for my reputable service providers but not for CDS CONSULTING PTY LTD?

Accountability of FNB - Bank Responsibility: FNB acknowledges debit order disputes but often directs customers to resolve issues with the third-party company, which is problematic when the company is unreachable.

Myself and many customers wrote on HelloPeter, I have also visited NRC Office in Midrand - they can't get hold of CDS CONSULTING PTY LTD. How did FNB agent, Mr Mpilo Mdluli, so conveniently got hold of CDS CONSULTING PTY LTD to obtain an aleged document I signed to agree to be under Debt Review?

I am still alarmed that I did not have a face to face interaction with CDS CONSULTING PTY LTD. Where did they obtain my signature?

Secondly, the signature on the CDS CONSULTING PTY LTD document is different to my electronic signature, except from FNB? Next question: Did they forge my signature?

My biggest issue with FNB is: I went to FNB branch in Centurion Mall and the senior agent and the manager did not see any DebiCheck on 23 August 2025. Hence she helped me yo draft a complaint to FNB and she gave me an email to write to.

Shouldn't you be copying Capitec's security feature of taking pictures for big transactions like these to go through?

Must the FNB customers get Madlanga Commissions to expose so many flows in FNB system for you to start taking accountability and pay your clients/investors hard earned money back?

I will continue to knock at every door to get my hard earned money back and I will not rest until I get it.