CN
CHRISTINE N

1 reviews | Active since Aug 2019

29 May 2020, 17:06

#FNBs DISGUSTING TREATMENT & DELIBERATE AVOIDANCE OF DEALING WITH MY ****** MONEY

My complaints were logged with ***, ***

The following reference numbers represent my complaint, which I logged several times since 17th March 2020 until 29 May 2020... Reference numbers: ***, ***, ***, ***, ***, ***, ***, ***, ***, ***, ***, ***, *** and ***.

On the 17th March 2020... I walked into the Woodmead Branch and demanded to see the Branch Manager regarding my matter (see details below), but she was not able to meet with instead allocated a consultant to assist me and a complaint was logged through the consultant.

Yesterday, the 28th May 2020... I walked into the Woodmead Branch to follow up on my complaint and met the Consultant, who assisted me on the 17th March 2020. He then referred me to another Consultant... who seemed overwhelmed by my complaint and used one of the reference numbers to check on the update of my complaint and BELIEVE IT OR NOT ALL those complaints were closed without so much as a call or email.

I reported the matter on the 17th March 2020, 4th April 2020, 6th April 2020, 7th April 2020, 15th April 2020, 6th May 2020, 15th May 2020, 28th May 2020 and 29th May 2020. Some were even logged through Hello Peter...

The 17th March 2020 and 28th May 2020 and 29th May 2020... were done through the Woodmead Branch. The complaint logged yesterday at the Woodmead branch was closed by the end of the day, yesterday and an all I received was an email and my matter was addressed incorrectly. And this morning, the Woodmead Branch called to confirm to me that they had logged a complaint ref ***. But when I told her that it was addressed incorrectly, she again logged another matter today (29th May 2020)... *** and nothing has happened as yet...

FNB has not even tried to investigate my matter, they have issued reference in an attempt to shut me up, but would close the matter with not so much as a call or an email. I was so angry, yesterday because even the consultants did not know how or who to call to address the matter. they would call their relevant and have their calls dropped... a situation I have encountered many many times.

I am disgusted by the treatment I received from FNB... TOTALLY DISGUSTED!

MY ACTUAL COMPLAINT and emails sent desperately asking for help! I initially reported my matter on the 17th March 2020 at Woodmead Branch and have received several reference numbers, but no feedback to date. My DESPERATE Situation:My salary was paid into my account on the 13th March 2020 and because it was BONUS it was R39 415.21 (screenshots attached from previous emails in response to Catherine's request).

13 March 2020 - debit Orders that were due from AFRICAN BANK LOAN & CAPITEC BANK LOAN to totaling +_R10 000.00, which left a balance of R29 257.76 @07:03, but according AFRICAN BANK AND CAPITEC BANK, both did non receive the payments. 16 March 2020 - debit Orders that were due from VW Finance, OutSurance, FNBLife & FNBFunerals, Captitec Credit Card, but only OutSurance, FNBLife & FNBFunerals debit orders were paid and VW FINANCE and CAPITEC CREDIT CARD were not paid. NB: this despite the fact that I had enough available funds for all Debit Orders. This has happened several times before despite the fact that I would transfer funds from my SAVINGS ACCOUNT to ensure funds are enough and available and safe.

NOW BECAUSE OF WHAT FNB HAS DONE, my credit profile has been negatively affected and 15TH & 16TH APRIL 2020, my debit orders were not paid (OutSurance, FNBLife & FNBFunerals and VW FINANCE and African Bank) because all creditors want their money and I cannot afford to pay them and I cannot afford to feed my family at the same time.

Honestly, what have I done to deserve this, FNB? Something **********ly is happening in my account and no one is helping me or coming back to me... FNB owes me a lot of money and yet I am without food or money during this #COVID-19 #Lockdown. I NEED URGENT ASSISTANCE WITH URGENT FEEDBACK. Thanks CHRISTINE NXUMALO

---------- Forwarded message --------- From: Christine Nxumalo <***> Date: Tue, Apr 7, 2020 at 4:20 PM Subject: Re: *** To: FNB Contact Centre <***>, <***>

Hi Catherine I hope you are keeping well and you are protecting yourself and family from the COVID-19. My response to your question below... I have attached the following documents, with the hope of giving you an overall picture of my entire complaint. Original Bank Stamped Statement (to illustrate the balance on the right hand side of both pages - so check balance vs the actual transaction);A copy of the stamped statement with notes (to illustrate my questions & confusion);Screenshots of my R39415.21 salary paid 13March 2020 @00:00;Screenshot illustrating the +_R10 000 difference between R39 415.21 @00:00 and R29 257.76 @07:03 and yet no Debit Orders were reflected;Screenshots of INCONTACT Messages of the Debit Orders "supposedly" going off my account;Transfers from/to my Savings Account (highlighted on copy of statement); Screenshots included which illustrate how the Woolworths transactions (R1812.95 and R155.94) affected my available balance X2 it appeared on my statement; and attached some proof my unpaid Debit Orders... African Bank has left messages and VW Finance has sent a statement and my Capitec Credit Card has been suspended as a result. I first filed a complaint on the 17th March 2020 after I printed and stamped the statement at Woodmead Branch... I even demanded to see the Branch Manager and the reference numbers I received then were... *** and *** I am missing between +_R19000 and +_R16000 from my account (taking into considerations the other transactions) and I really need to know how this happened and I need it back. It's the worst time for this to happen... no food and money during Lockdown with little ones recovering from pneumonia and my husband with a heart condition and no medical aid. It honestly could not have happened at a worse possible time... And unfortunately, this i not the first time, I have filed several similar complaints... where my DebitOrders were not paid and my money would go missing and FNB has never been willing to assist... it hurts, it hurts so badly. Please can you assist me, please. CHRISTINE NXUMALO

0
Replies (5)
CN
CHRISTINE N's update29 May 2020, 17:40
Reviewer Update
FNB response... yet another reference...

Customer Resolution Centre | 5:20 PM (18 minutes ago) | | Re: Complaint Reference ***
to me
Dear Customer, Thank you for logging your Complaint with us. Kindly note your Complaint reference number is ***. To follow up on your Complaint please contact us at *** / *** and quote your reference number. Regards, FNB Care Team Fri May 29 17:20:09 SAST 2020. This email is subject to a disclaimer.Visit the FNB website and view the email disclaimer by clicking the "About FNB + Legal" and "Legal Matters" links.
If you are unable to access our website, please contact us to send you a copy of the email disclaimer.
er.
CN
CHRISTINE N's update01 Jun 2020, 20:53
Reviewer Update
This is the response, I received from the OBBSA instead of FNB, as promised.


On Mon, Jun 1, 2020 at 10:02 AM Tamaren ten Oever <***> wrote:
Dear C Nxumalo I trust you are well. Our office have been informed that you have logged numerous complaints on the Banks Hello Peter website and with the different business units.Kindly note that you can provide our office with your objection as we have already provided you with our assessment outcome as per attached hereto. If you are unhappy or have any objections to the assessment outcome, kindly provide our office with your concerns in order for us to try as assist further. Kindly note that in terms of the assessment you can submit any new factual information that you may be in possession of which is likely to change our finding. Should your further information not contain new, relevant or substantial information that could change the finding reached in our assessment, our office will advise you of same and not investigate further. I trust you find the above in order. Thank you and kind regards Tamaren Ten OeverAdjudicatorFor: Ombudsman for Banking Services

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CN
CHRISTINE N's update01 Jun 2020, 20:58
Reviewer Update
This is my response to tamaren from OBBSA...

---------- Forwarded message ---------
From: Christine Nxumalo <***>
Date: Mon, Jun 1, 2020 at 8:14 PM
Subject: Re: Ref: TTO ***]
To: Tamaren ten Oever <***>
Cc: FNB <***>, Sales and Service Contact Centre <***>, <***>, Consumer Affairs <***>, <***>, Complaints <***>


Tamaren, what on earth are you talking about?

The matter I reported was never referred to the Ombudsman... never!

The matter I reported to FNB via the Woodmead Branch on the 17th March 2020 was in connection with my "bonus salary" paid into my account in March 2020 and the unpaid debit orders and the rest of my money going missing.

THE LEAST YOU COULD HAVE DONE is to at least investigate my matter before sending me this absolute response... my view or clarification obviously did not matter to you, Tamaren. What happened to hearing both sides of the story, as the OMBUDSMAN?

I have forwarded the actual detailed complaint for your proper perusal before passing judgement as the OMBUDSMAN. A complaint, I had not lodged with the OMBUDSMAN at all. So, how could there be a ruling and such an absolute response?

Regards
CHRISTINE NXUMALO
Life Esidimeni Family Committee Member
CN
CHRISTINE N's update02 Jun 2020, 13:51
Reviewer Update
This is email received from Tamaren from OBBSA this morning.

Tamaren ten Oever | 7:10 AM (6 hours ago) | |
to me









Dear Ms Nxumalo
Your below email bears reference.
Apologies for the misunderstanding, our office was under the impression that you were objecting to the assessment outcome with reference TTO***.
With regards to your below email, you can lodge a formal complaint against the bank in order for us to investigate same.
Our office can unfortunately not assist with the below complaint until a complaint is lodged against the Bank at our offices.
Please find attached hereto for your perusal our application form for assistance.
I trust you find the above in order and again apologise for the misunderstanding.
Take care and kind regards

Tamaren ten Oever
Adjudicator

Direct Line +27 11 *** | Tel +27 11 ***
Sharecall +***0 | Fax +***4
Website www.obssa.co.za |

Physical Address 34 - 36 Fricker Road, Ground Floor,
Illovo, Johannesburg, 2196




Disclaimer
The information contained in this communication from the sender is confidential. It is intended solely for use by the recipient and others authorized to receive it. If you are not the recipient, you are hereby notified that any disclosure, copying, distribution or taking action in relation of the contents of this information is strictly prohibited and may be ********.

This email has been scanned for viruses and malware, and may have been automatically archived by Mimecast Ltd, an innovator in Software as a Service (SaaS) for business. Providing a safer and more useful place for your human generated data. Specializing in; Security, archiving and compliance. To find out more Click Here.



Attachments area





CN
CHRISTINE N's update02 Jun 2020, 13:56
Reviewer Update
Tamaren ten Oever | 7:10 AM (6 hours ago) | |
to me



Christine Nxumalo <***> | 10:18 AM (3 hours ago) | |
to Sales, *****, info, Complaints, Consumer, Tamaren






Morning Tamaren

Thank you for your apology, but I must admit that it would have been great to copy FNB because they have been running behind OBBSA in order not to investigate the matter.

But thank you...

Attachments area