1 reviews | Active since Aug 2017
FNB - Worst bank In South Africa
This was my previous review on FNB. Since then they have removed information from my credit report, however I am still being declined and the reason for this is that I missed payment with FNB which is not correct. The same bank that caused me all these problems are the same bank declining me due to missed payments.
My credit is a BIG MESS due this and how am I able to do anything?
Below is my previous review: WORST BANK IN SOUTH AFRICA!!! RUINING MY LIVELIHOOD WITH NO SERVICE - LIST THEI CUSTOMERS SO MANY TIMES FOR THE SAME ACCOUNT! - SHOCKING Please would someone assist me. I have been struggling with FNB for years now. I took a Temp loan with Fnb and went through some financial difficulties during the covid period where I defaulted on payments. Once my financial situiation changed, I made arrangements to pay this account off and was doing so every month. Last year May when trying to apply for a new home to rent, a credit check was done and I was declined. When looking at the reasons I saw that I was listed for the 1 exact account I was paying 4 TIMES. The amount still owed was R2900 and then because I was listed 4 times for the same account - my affordability was shocking. It said I need to pay FNB over R10 000 per month.
I queried this with the attorneys and have all the email correspondence showing that this in fact incorrect and a letter confirming I was makinig payments monthly. The listings on my name was not updated and this then showed as missed payments for the last few years. I AM FUMING!!! I have not been able to take out any credit since and this is affecting me BADLY! The acccount has been settled months ago yet I am still listed as outstanding for more than one account and STILL SHOWING AS MISSED PAYMENT EVERY MONTH. I HAVE BEEN UNABLE TO DO ANYTHING, APPLY FOR RENTAL CONTRACT, I CANNOT OPEN ANY ACCOUNTS WHEN I HAVE NO MORE DEBT. I EXPECT THIS TO BE FIXED AND I WILL BE GETTING LAWYERS, OMBUDSMAN WHATEVER I NEED TO DO TO MAKE SURE FNB IS HELP RESPONSIBLE FOR THEIR POOR SERVICE! FIX THIS RIGHT NOW PLEASE!
