Fnb / Wesbank / keeping you subdued snd on your feet

I got approached by Fnb to open a check acc with overdraught snd credit card. I am a pvt client at Nedbank and at Capitec. They deliver the card. I put money in. Suddenly shortly before the end of the month and after I moved my debit orders they cant find my profile. They had sold me inshuranve by then too. They then freeze the sccount with my money in cause the overdraught is x active they eventually after a day long fight release the account, but there I have to move to get my stiff paid.they decline the credit card. I Do a couple of months later im in an accident. Inshurance pays, Wesbank assures me I can finance again. But due to the decline on the credit score and the vehivle being settled my credit score is doen to 641. Iwas two premiums aboed and aleays paid on time. So yhey sufdenly decline me. They ******ed uo my credit score and they are first to decline. No real help band now Ive beenng a car after inshurance stoppped paying. Im R6000 down already. Noe everyone is declining me and I need the vehicle for work. Worst banking experience of my life.