FNB warranty/motovintage

FNB/Motovintage. FNB has this policy for R199 which they claim.is a car warranty. My advice is to stay away from it,it is a ****. They only collect you money monthly but when it comes to provide service it's a challenge. They will give you run around for your money. They will never approve your claim. Your car will stay at the dealership for 3 weeks while waiting for claim to be approved and then they declined it telling you that they have escalated to fnb underwriters. They will find everything in the book to decline a claim. A had a problem with a radiator which was picked up by VW when I took my car for service. They told me car was in an accident while vw team told them no there's nothing like that.they have inspected the car. I even asked them motovitage to go and inspect it themselves which they didn’t do. So please stay away. They deserve "0" star 🌟rating. It is a R199 ****. Save your money but not with fnb motor warranty. Run for your life.run with your money and stay away