FNB VERY EXPENSIVE INACCURATE BALANCES

My account constantly stays in arrears as items and fees go off long after I've spent the few cents I earn. Inaccurate balances reflect as payments are made but does not go off. Descriptions not sufficient to know what I'm being charged for. I would like to close my account and move my salary to a less expensive bank with less fees. I've been with FNB for many many years now and this only happens in the last 2 years.