FNB, Vampires of note, Not keen to help out in need

So after struggling to get a Home loan approved, It is finally approved, Had to make some renovations and changes to the home and the personal loan for the transfer costs, I want to include the amounts in my home loan as the interest is killing me, but dont hold your breath that FNB will help, even after you prove that the shortfall will be covered they will rather bleed you dry month by month