FNB Top up debt protection fee being charged to my account without my permission!!!!

This morning I woke up and my credit card was charged for a debt protection top up of 180.61. I did not sign any policy or accept any policy. Previously I had the same issue with FNB and they doing it again this time. I want my refund and such policy to be canceled effective immediately as it's theft and ********* behaviour by a bank I used all my life. No one has a right to debit your account with any fee like this without your permission. This needs to be stop now or else I will expose this on every social media platform. I will await a positive response and expect this response within 24hours or I will escalate this issue on every platform and on every level!!!