FNB, The most horrible bank ever!!

This is the most horrible bank i have ever had in my life. I did not apply for an overdraft facility or credit card but fnb has been allowing payments to go through when I didn't have money in my account. For some months now, I have been paying more than R1000 in bank charges. In conclusion, fnb **********ly took my money

I'm planning to escalate this matter further to the Bank Ombudsman