FNB Temporary Loan

FNB granted me a Temporary Loan at a time when I already had a judgment and was over-indebted. I raise this as relevant background in the context of the National Credit Act, which encourages appropriate affordability assessments and responsible credit practices.

I am now trying to resolve this account in good faith. For a few months, I have been requesting the banking details for the Temporary Loan account, but I have not received clear assistance.

Given my financial circumstances, I would also like to request consideration of a discounted settlement amount. The original amount was R5,205, and I am able to afford a once-off settlement of R3,000.

I am making a sincere effort to settle this account responsibly and would appreciate guidance from the appropriate department to achieve a fair and compliant resolution.