FNB Stokvel is a Ripoff

We have a stokvel account we have been using to collectively do our savings for 2018 and share in December. I phoned FNB call centre to find out if the process we wanted to do would be fine and they said yes it can be done in the branch . We then went to Sandton City where we were told we can not do a transfer from our stokvel account to another nominated FNB account. At the branch we were then informed we can do a transfer because of the type of account we have. We have to get cash and deposit it. Honestly what kind of bank fees fund raising is this??? Because we were now stuck and really need to get our money out we then asked if we can get cash. More bad news. No we cant because they dont have enough cash and we need to come back some other time. Now Im wondering why do they even have the below on the website??? Doesn't sound like immediately is an option. Reason why we did not want cash was due to the risk. Now the bank is making it impossible to safely get our money.

To

A book-based savings account for a group of individuals With the Stokvel Account, you can

Save for a common purpose with a group sharing account Safely pool funds in a group Have more than one signatory on the account Benefits

Get a better return on savings and better interest rates You get 10 free transactions if you keep a minimum of R5 000 in your account Get access to your savings immediately at an FNB branch