FNB Smart Bond life Insurance

<p>I just got a call from FNB Smartbond insurance telling me that my wife who is also registered on our bond for our property for the last 3 years is not on the insurance from the time we started paying. How does a bank proceed to have a bond set in place without checking that the relevant insurance is in place and only discovers that there is a problem 3 years later???? Now they want me to pay additional on my bond like we do not have a budget that we work with.</p> <p> </p> <p>This is disgusting and due to this and they way I have been treated by smart bond division I am well on my way to moving everything I have away from FNB. maybe someone else is eager to offer better service</p>