FNB ******** my money

<p>Ive had my fnb cheque account for a while but stopped using it a few months ago, i continued to pay for their RIDICULOUS monthly charges for months and on the 30th of June I went into the bank to close the acc. First the consultant tells me i cannot close my account because I still have money in my 32 day notice, the money she is reffering to is R8.95 which i didnt care if they kept and then she tells me i cant downgrade from a cheque to a savings acc as the system wont allow it so now i must continue paying the monthly charges for an account i have no desire having just because they owe me R8.95c! what nonsense is this! FNB is worse than the R99 **** that keeps debiting my account from the same account they wont let me close! Im utterly disgusted!</p>