FNB ******* Banking Charge

Unprocessed Debit Order Charge I was late in making sure that i had a sufficient balance in my transactional account, which is why 2 of my Debit orders were rejected. Bank charged me R105 per transaction. When i first contact them the response from the secure chat agent was that it would be automatically reprocessed. After 2 days nothing had been reprocessed and so i contacted them again. Only to be told that i would have to contact the companies myself. So what exactly is the R105 for? Is FNB telling its customers that it cost them R105 each time a payment is rejected due to an insufficient balance? R105 for a program to run, detect that there is an insufficient balance, and send a rejection message.and nothing else. Wow! surely that is theft?