Fnb Rate review

Request rate review for my bond was given a form to complete which I Completed kept on asking for an answer on the Rate view application which finally some consultant told me that it was decline due to my bond 8 months new previously on my another paid bond with the same bank was never an issue Am think of going another bank who can help as Ntsoaki Matlabe type the below Bond is 8 months registered in our books , rate reviews are only considered on a 24-month basis after registration of can be the bond or in exceptional circumstances, where the overall risk AND the demonstrated to have improved significantly since the initial credit assessment, outstanding balance has reduced significantly enough to warrant an improvement of the rate. The outstanding balance needs to reduce by at least 15% before any improvement can be considered. Although the bank considers rate reviews in the above circumstances, there is no guarantee that an improved would be obtained.”