FNB PRESCRIBED DEBT

FNB lawyers phoned this morning 04 March 2022 again, and harrassed me for prescribed debt which is approx 18 years old. In 2008 I went to FNB Branch in Durban to prescribe this debt. Please note that i have not had any communication regarding the FNB personal loan account and thus note that any FNB loan acc that FNB is calling about is dormant and has NOT been acknowledged in the past 18 or more years. Therefore, this account is prescribed and what you are doing is *******. I have not acknowledged the debt in the past 18 consecutive years either by writing or verbally, not made any payment towards the outstanding amount, nor have i promised to pay. No summons has been issued in the last 18 years and today I was threatened by the FNB lawyer that this is the action he is going to take. They are in contravention of the NCA SEC 126b. It states that no person may continue collection or re-activation of such prescribed debt as prescription Act 68 of1969(Prescription Act). Debt therefore prescribed and im not legally bound to repay such. I request this matter be closed and any negative information will be removed from my credit record. Should i receive any calls i will lay a complaint with the relative authorities, ie, NCR and LSSA as this is ******** to demand payment on prescribed debt. Please attend to this matter soonest.