FNB Payments

Suddenly over the last 6-9 months, every 3 months I cannot pay my clients salaries. I get told my limit has been exceeded, yet last month I processed exactly the same transactions. I keep getting told, my laptop internet router has not been verified, yet I've had the same laptop, internet connection and offices for over 2 years. Go through a massive verification process with the call center. To get told it takes 2-4 hours to verify and I cannot work on the FNB page in the interim whilst this is taking place. . . . How at month end must a business function this way? Worst is this happens every 3 months or so. . . . What a coincidence. . . . Super frustrated with our systems failing us.