FNB Overdraft, Cheque Account, Collection Service, Credit

To whom it may concern. I lost my job and my only source of income in the month of September 2018. I continued to pay all of my bills with FNB out of my savings and borrowing money from family members. Unfortunately I ended up reaching the point where I ran out of money (2-3 months). Lost my home, had to sell my car, sold all of my furniture. I was literally left with only my clothes. Fortunately I got a job again which started on the 1st of Aug 2019. The first money pops into my cheque account and FNB simply takes all funds available, block access to my account and not showing any willingness to make any arrangements. They even blocked my account from receiving deposits. I`m so dismayed at the treatment I`ve received so far from FNB. Perfect credit record, but I get leveled with the ground. My opinion is, DO NOT signup with FNB, DO NOT take any credit from them, DO NOT open an overdraft on your account, simply only use your account for transmission purposes. THERE IS SIMPLY NO JUSTICE NOR ANY UNDERSTANDING when engaging with FNB.