FNB must fall

Its been 10 yrs since I'm a client of FNB. I started as a Cheque account holder now im on premier. For the past. 10 yrs with a clean credit record and a good credit score that is above average I have never qualified for anything at FNB. I asked for personal loan in 2011 to build my mom a house , they declined me and the following day capitec gave me R100 000 and African Bank gave me R50 000.i paid back this two loans in 5 years. After 5 years I went bac kto FNB to request vehicle finance I was declined and Nedbank gave me a vehicle finance for my car. I requested FNB for home loan in 2017, 2018,2019 I got declined and another institution approved me with R750 000 to buy a home for my family. FNB is only enjoying my money, but I'm benefitting nothing from them. If banks use more or less the same system to check affordability why did I always get declined with FNB but the following day or week I get approved by anotber Bank? FNB is robbing us.