FNB MAKING A KILLING ON DEBIT RETURN CHARGES

DEAR SIR IT IS THE UTMOST REGRET THAT I AM WRITING THIS ABOUT MY EXPERIENCE WITH WITH FNB RELATING TO CHARGES ON MY ACCOUNT WHICH I HAVE REPORTED TO SOUTHGATE BRANCH AND NOTHING SO FAR HAS BEEN DONE ABOUT MY PROBLEM,THE BANK CHARGES OF FND RELATING TO RETURNED DEBITS ON MY ACCOUNTS MADE ALL OF MY OTHER ACCOUNTS TO BE RETURNED,FOR EVERY RETURNED DEBIT FNB CHARGES ME R138..00 NOW IR SEEMS SMALL TO YOUR BUT TIMES THAT BY 8*R138.00=R1104.00 NOW THAT IS THE MONEY FNB EARNED ON MY UNPAID DEBITS THAT PREVENTED 3 OF ACCOUNTS NOT TO BE PAID,FNB IS EARNING THIS MONEY WITHOUT LIFTING A FINGER FOR SWEET NOTHING,AND THEY ARE VERY INCONSIDERED WHEN YOUR HAVE TO EXPLAIN TO YOUR CREDITORS WHY YOU DO NOT HAVE MONEY FOR THEM.I FEEL THAT THIS CHARGES ARE TO HIGH AND IF THIS IS THE NORM AT FNB I WILL TAKE MY BUSINESS ELSEWHERE,I PERSONALLY FEELED THAT I HAVE BEEN *****ED OUT OF MY HARD EARNED MONEY