FNB Loan Sharks

I have been a client with FNB for many years now. I in fact never had another bank account before. I also started my own side business and opened a business account with them earlier this year before the COVID 19 pandemic. I app**** for relief on my personal loans as the company I work for is shutdown leaving me with no income. To my surprise FNB offered me a loan for 3 month with interest. Tell me how is it possible that a Bank is allowed to profit of clients in this dark times by giving you a loan to pay for a loan and charge interest when they themselves are not paying interest to the reserve bank? How is government even allowing this to happen? I don't even know if I will have a job after the lock-down so why would I want to add to my debt. This just make me angry at FNB and at government for allowing such ********* practices. I'm done with FNB.