FNB Life please return my money

I specifically informed your life policy division that I am not able to afford R445 for the Life Cover. The lady that phoned me told me I can reduce my life Cover to R200 000 and only pay R111. To my surprise this morning you gave debited R445 plus R294 from my account. I cannot afford this and I did communicate. Pls return my money to my account as I'm am now short of rent money. My understanding was now that life policy was reduced to R111, I will only pat R111. I don't understand the amounts you have debited from my account and I did not agree to them. Please return my money as soon as possible today, as I need to use that money urgently or I will be canceling this policy and dispute these debit order i did not authorize.

Regards Nozipho