FNB LAW Policy not worth the money

FNB Law policy is not worth the money. My experience as business owner for the last 3 years as follow. Invoice was outstanding from one of my clients, i have submitted a claim to FNB Law, was turn down for reason under R15 000. 1 Year later submitted another claim above R15 000, they appointed lawyer in Cape Town to handle the case, 1 day before meeting with lawyer R2500 was paid on outstanding balance after 2 years, FNB Law closed case for reason under R15 000, I decided to cancel my policy as this not worth it for Small companies operating in South Africa.