FNB KEEP UP THE GOOD WORK! NOT!

I am tired, so very tired of placing my bank on this site. Firstly don't jeopardize my credit rating with your terrible approach to loans and offering me something I really don't want, for 3 months now I have asked for top up on my personal loan. and each time gets rejected because they offering other loans. But beside that every month I paid and my credit scoring increased. So now FNB ? I hope Nedbank will offer me a consolidation loan. Then you have 1 less client to deal with. If they don't now they will eventually as they will see my payments are in time. But with FNB you got no choice especially December they decide for you, AND send an sms the day beforehand? And never adjust your interest rate for taking early either. Hmmm.