FNB is too bad

#ITEM PAID NO FUNDS 1 ITEMS ON 23/12/ I'm so tired of FNB that punish you when there is no funds in your account and they still go and take R-400, R-335, R-105, R-105, R-105 from you for debit order that went trough. minus. I'm going to another bank so this nonsense. How much money do you make off costumers this way. I already pay so much banking fees and then you still go take my money, Please stop this immediate as I'm now at a point of changing banks. FNB took R1050 from my account because I didnot have money in my account.