AP
Adele P

1 reviews | Active since Nov 2016

06 Mar 2018, 07:59

FNB – How can we NOT help you - ARRANGEMENTS ARE MEANINGLESS

First National Bank – How can we NOT help you

ARRANGEMENTS ARE MEANINGLESS

What is the point of making arrangements with your bank if it is a complete waste of time? The slogan ‘HOW CAN WE NOT HELP YOU’ suites FNB much better, FNB actually deliver exactly what they say then.

On 2 March 2018 I called FNB on ********** 751regarding my account to make the necessary arrangements with FNB not to return my debit orders until Monday. Monday morning at 11:16 I called the same number to extend the arrangement from Monday to Wednesday. I explained to Masechaba that my clients only paid me today and would like her to keep the account in arrear, NOT returning my debit orders, until the money is reflecting in my account which will be by no later than Wednesday whereby she agreed. (Which was not necessary because I received payment later the same day). She asked me to please send the proof of payment from my client to confirm this. At 11:33 I received an SMS that all of my debit orders have been returned.

When I called back she was not available for the rest of the day. I was charged R 310 for each debit order to be kept in excess, and another R 185 for each debit order returned. TOTAL R 990-00 excluding any other bank charges. This is completely unacceptable. Can FNB please explain why they are not assisting their clients, or better at least keep to the arrangements that they agreed with. Is this because it is ‘easy money’ which they ***** from clients so they can at least stay in business? I honestly believe that this was done because of pure spitefulness, and the fact that they do not want to assist in any way.

My re instatement on my One account was also declined, according to the email received by FNB that two judgments were against my name. I was shocked in ORR, and obtained a Trans Union report, which shows no judgment at all. This clearly shows the help and assistance again from the bank with the best slogan HOW CAN WE NOT HELP YOU.

FNB are good for one thing, charging for NO ASSISTANCE.

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Replies (2)
FNB (First National Bank)
FNB (First National Bank)'s reply06 Mar 2018, 10:23
Official

Hello

Thank you for bringing this to our attention.

We truly regret taking note of your experience and the frustration this has caused.

A complaint has been routed to the relevant department and I have requested that they provide you with feedback.

I do apologise for any inconvenience caused.

***

Regards,

Client Experience Team

Email address: ***

Tel number: ***

AP
Adele P's update09 Mar 2018, 06:37
Reviewer Update
Good Morning Ref: ********** NF Thank you for getting back to me, and assuring that feedback will be given. Masechaba phoned me the very same day. She however apologized that it was a very big mistake from her side, and that FNB will credit my account with the unpaid amounts. I made it very clear that because FNB reversed these debit orders it reflects negatively on my account, and thus to me is a huge problem. She advised me that she will talk to her manager and would get back to me the very same day. It is Friday today and I have had no feedback as yet. This in my opinion is very unprofessional. FNB makes mistakes at the clients cost, and cannot even rectify them. They promise one thing but does another. This clearly shows they don't deliver what they promise. Regards Adele