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davidrogers D

1 reviews | Active since Jun 2017

13 Jun 2017, 09:31

FNB - How can we *******ly debit your account

<p>Many years ago I had debt issues and could not pay my FNB card, this account has since prescribed, " FNB do you know what prescribed means???????", but in any event, I recieve emails from a law firm to which I request that they prove to me where in the last 3 years they have recieved a pay ent from me etc , to which I still await a response.</p> <p>This morning however, without notice , FNB debit my account which is firstly ******* and **********!!!!</p> <p> </p> <p>Please get back to me soonest prior to me taking this to Social Media as well as my attorneys as well as to the Ombudsman........A bank above the law, maybe you should first Google prescribed!!!!!</p> <p> </p> <p> </p>

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Replies (8)
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davidrogers D's update13 Jun 2017, 09:42
Reviewer Update

I would like to bring your attention to the following:

1. If no payment has been made to an account for 3 years and no summons has been issued for that debt within the last three years – then that debt is prescribed and you are not legally bound to repay that debt.

2.If a debt collector purses you even though you have told them of the prescription, ask them to supply you with a full statement of your account, including all payments made – and to clearly show where you have made a payment in the last three years. As a consumer, you have the right to, a detailed statement when you request it.

I have now informed you that the debt is prescribed, please furnish me with a full and detailed statement showing where a payment on the account was made in the last 3 years?

Awaiting your response?

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davidrogers D's update13 Jun 2017, 09:50
Reviewer Update

ID - ********** 085089

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davidrogers D's update14 Jun 2017, 09:55
Reviewer Update

So, its now been 24 hours with no resolve!!!!!

What now??????????????????

FNB (First National Bank)
FNB (First National Bank)'s reply14 Jun 2017, 10:57
Official

Good Day

Thank you for your posting,

We have escalated this and await feedback from Legal , we are attending this and will provide you with feedback.

Regards,

Daffnie Govender

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davidrogers D's update14 Jun 2017, 14:08
Reviewer Update

Please furnish me with a copy of the summons as well as the judgement etc in order to send through to my attorney Mr D Marston.

Thank you

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davidrogers D's update15 Jun 2017, 11:12
Reviewer Update

And still nothing from this useless banking institution!!!!!!!!!!!!!!!!!!!!

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davidrogers D's update15 Jun 2017, 11:12
Reviewer Update

Time to take this up with the NCR!!

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davidrogers D's update16 Jun 2017, 08:05
Reviewer Update

And still nothing.......... No feedback from ( How can we not help you ), really the most dissapointing experience I have ever had with a bank and cannot wait for Capitec to open their business banking section, I will be their first client as FNB is the worst possible bank in South Africa.