FNB - How can Fool you.

Day light ******* is a bit of an understatement.

I took a personal loan at a time my credit score wan't great and got a 22% rate.

Subsequently my score has improved and yet even if you apply for a new loan or to consolidate, as apparently that offers better rates, they still do not better the rate you were originally offered.

A credit score of 648 out of 705 which is fair according to clear score and 1 point away from good will still only get you 22% on a personal loan and 18.5 on a credit car.

Oh and a credit card they change as they like: ( Premier Fusion Account) September - 19.5% October - 22.5% November - 22.5% December - 18.5%

Becareful, be very careful when it comes to FNB.