FNB Hospital plan is a ****

My prople if you can DO NOT TAKE FNB HOSPITAL PLAN. FNB is a bank and has no business being in the insurance and hospitality insurance space. My late brother had the plan. He was in hospital for 85 days and his bill was R2.6m, FNB hospital plan told us they will only pay R18 000 for all the days he was in hospital, sadly he passed away on the 12 October succumbing to his injuries. The FNB hosptality plan promised to pay the R18 000 to his estate. They did and then the money bounced, bounced can you believe that. FNB hopsotal plan money bounced. And in 2023 they still have not paid it and his children struggled to pay school fees because FNB is not paying what is due to him. If you have FNB Hosptal plan, please double check and see if you cant find another worthy company. They are a ****.