FNB Honouring Fees - *******

FNB's Honouring Fees is daylight *******! I never signed up/agreed to FNB honouring any transactions on my account if there are no funds. My FNB account is overdrawn this month because FNB "allows" transactions to go through when there are no funds (I never signed up for this) then on top of that, they charge you an Honouring Fee which is just as much as the actual transaction (sometimes more) One Honouring fee alone was R188.00 In today's economy, people cannot afford these ridiculous fees. After banking with FNB for decades - I am on the verge of changing bank accounts.