FNB homeloans useless

I am only rating one star because there is no option to rate zero stars because this is what FNB homeloans deserves. I have been an FNB client from the time they had BOB accounts and I was a child and my mother introduced me into to banking. I have also done the same with my kids and they have FN fluid accounts. I am a loyal FNB client and have been with FNB for years. I have had an Over draft with fnb which I paid up. I have had a personal load with FNB which I have paid up and I have a credit with my limit which I have paid up in full also. I am so loyal to FNB that I convinced my Husband to move from the RED bank to FNB. MY husband is a private client with FNB. We now apply for a homeloan and get approved for R 810 000 when the house cost R135M REALLY. Mine and my husband credit records are good. We can afford the monthly repayments of a bond of R135. Our salaries meet the requirements so what is the problem???? You can see on my husbands bank statements he pays rent every month more than the installment anyway so whats the problem??? FNB could not finance my husband car so we went with the green bank. Now they dont want to give us a homeloan we are forced to go with the green bank yet again. So we rather take out banking to the green bank why should we pay bank charges ever month to a bank thats wants us to be loyal to them but cant be loyal to us. We definitely will take our account to the green bank. FNB is a such a disloyal bank then they wanna talk about the bank of the changables when they not changing they still the same old useless bank that expects clients to stay with them yet they can never help their clients. We are a family of four who pay rent every month and need to keep a roof over our kids heads so really why wouldn't we make payment on out bond. Plus we are banking with FNB the money will come straight off the account. FNB Homeloans useless my husband and I will be moving all our accounts to where we are not just a number but are appreciate as clients. I will never recommend anyone to move their banking to fnb or keep banking with fnb.