Fnb homeloans pathetic and *******

Fnb HomeloansSend me a letter of demand of R478 .I call them and inform them each month the instalment is been deducted directly from my salary.And I can not increase the amount that must be de****ed from my salary as goverment officials is only a certain percentage to be deducted .That is where the shortfall comes in.As my homeloan is been paid from my Salary on the 15 th.then it will show that my account is in arrears .Then I transfer the money before the 15 th of the next month to my homeloan then when I locked on my FNB on my Homeloan account it shows every time nothing in arrears.And today I received a letter backdated from 1 July and it is today the 18 October2023 I received the letter.that indicated you will auction my house that is in arears For R485.Fnb Homeloans is ******* .That is how they want to ***** their clients house with this kind of behaviour