FNB HOME LOANS_HOW CAN WE NOT HELP YOU

For the persons that really gone out of their way to help, THANK YOU, I cannot express my gratefulness !

Even by being a private client, years of loyal service, previously bought houses and resell by FNB, lots and lots of accounts, thousands in service fee plus minus 20 years of service, ALL MEANS NOTHING!!!

When the process was in the final stage FNB have not even think it’s important to try and rectify a situation before make final decision.

01 April – apply to FNB 03 April – Resubmit application to FNB 07 May - offer to purchase submit 29 May – Receive notification from FNB application received(after nothing happened from the 3rd) 04 June – Receive mail from Rene awaiting documents, resent documents 06 June - Application approve FNB 13 June – Receive FNB quotation, sent accept quote proceed to attorney 19 June - Receive documents to proceed Registering attorneys. 23 June - Pay Asbestos survey requested from FNB to uplift retention (R5083.00) 02 July – Received Asbestos Survey sent to Registering attorneys 03 July - Receive Electrical Certificate needed for registration (R1350.00) 24 July – Receive and pay Gas Certificate needed for registration (R2795.65) 04 July – Pay Cancelation attorney(R3322.50) 05 July - Sign Transfer documents. 15 July – Receive Uplifted retention from FNB(at last!) 30 July – Resubmit application with 2nd party to FNB(mention Blacklist/Poor credit status of Seller SAHOMELOAN account, I was assure the loan is already approve for me, they are not going to consider her credit status!!!??) 09 August – Pay Deed registration(17832.00) 12 August – Pay Registration attorneys FNB(R11212.00) 20 August - Registration attorneys(signed registration documents locally and sent to Registration attorneys) 21 August – Receive guarantees from Registration attorneys(copy’s, still no negative feedback) 22 August – Mail from Deeds attorneys guarantee received 26 August – Receive Municipality certificate needed for registration (R58018.00 again for people that have not paid their account, previous tenants) 26 August - Receive OUTSurance documents for home insurance requested from FNB, still no negative feedback. ALL are still positive with NO IDEE, of declining or anything like that, All attorney’s was positive everything looks positive I have paid every one nothing outstanding, even app**** for life insurance at FNB on home loan, bad credit from SAHOMELOANS not considered, I have nothing to do with it why should I be wary!!!?? 9 September – Received declined from FNB(if outstanding are payed they will reconsider!!!???) 10 September pay SAHomeloan(R14631.00) 13 September – Receive SAHomeloan letter account up to date and sent to FNB 26 September – Receive final from FNB, credit manager says no for now, they(me or the so called 3rd party) need to keep all the accounts especially the bond up to date for the next 6 months, and then come back, the account is really not good on this Homeloans(ITS Not EVEN MY ACCOUNT???, after I was assure we are not going to consider the bad account, from person that was add, NOW ITS MY ACCOUNT!!!!???) Total cost up to date: R114244 (all for nothing)

I have paid everything because there is a bad situation with seller, they cannot afford payments, (I was even sure of getting some of it back to settle some of the depth!!)

Thank you again FNB I will definitely consider to move my accounts more than ever before! Not that my 1 cent going to make you worried, they just do not care for life’s especially some individual that have paid thousands to them, have been a loyal client for years, and they say HOW CAN WE HELP YOU!!!!??? It probably means how can we make you bankrupt???

For SAHOMELOANS you’re not willing to deal with a 3rd party to see if we can resolve a situation but you are more as willing to except that 3rd party payment!! Make you thin**** Again for the PEOPLE that gone out of the way to help, THANK YOU!!!