FNB home loan suck

I have been a loyal client of FNB for about 10 years now. I have my pc client cheque and credit account in good standing. I also have vehicle financed through FNB and over the years I had a couple of personal loans by them. I have never missed a single payment in the passed 6 years and all loans was repayed before the due dates. In my opinion I am a good client of FNB. So I recently app**** for a home loan as a first time buyer, thinking FNB will assist me. To my surprise FNB offered me a 95% home loan(reason for the 95% offer is that I took about 3 small temp loan from them in 2020(highest being R500) not knowing this is impacting my credit report negatively). Now they want me to give them a R70 000 desposit and then I will still have to pay bond and transfer cost etc, which will also be about R70 000. So instead of giving a loyal client a 100% loan, I need to get a hold of R140 000. But that is not the best part. They dont want to give me a 100% loan but they offer me a R110 000 limit on my credit card with high interest rates. They only want to milk me for as much money as they can. I am moving all my account from FNB to another bank.