FNB Fees are exorbitant above the high monthly account fees

I recently noticed on my statement this month that I have been charged almost R1000 for items paid for with no funds. I understand that that there needs to be funds in the account when these debits go off and generally there is tr I just need to transfer from one account to a another as tend to transfer my money to my credit card to get more ebucks but to get charged almost R1000 and then still almost R600 account fees in a bit ridiculous. What is the use of paying the high admin fees to have an account with you if you still going to charge for everything else separately and don't even let me start with the international payment charge for Netflix? I am honestly starting to get tired of FNB and am considering moving all our products to a different bank where we pay less fees and just enjoy the banking experience. Just give an example, I was charged R290 on 4/10, R200 on the 7/10, R400 on the 3/10 and then R200 on the 27/09