Fnb dont help clients with no debt! Sir pls make debt so we can help you!! Impossible with fnb! Stories

I have had fnb acc now for 11 months! Since i have no debt i was told to get a loan or something i need to open an mr price or any other acc which i did! Transunion told me sir you have no real debt , not behind on any payments and all other debt is paid up! So on the fnb app i see on the credit you qualify for i get green circles for creditcard or laon but never get any offers! So 2 weeks ago i was offered temp loan of 5k which i took cause i thought let me take that so fnb can see i can payu loans! I settled that loan two days later! Now i see i am being penalized again for taking that temp loan!! What more do fnb want?? I should get 300k loan easy! I have no debt! You offer me pvt wealth acc for what reason?? I can tell you cause i earn alot and you have all sorts of strories when it comes to giving me facilities!!