FNB does not give a chance to recover ill fated customer in spite of best efforts clear my arrears.

Due to my health issues, I went into arrears with FNB CC and personal Loan, I have successfully cleared FNBCC arrears last month. my Personal Loan was not in Credit Bureau and already paid 2 agreed installments toward personal loan. as my FNB CC is cleared then My Personal Loan immediately appeared in adverse info on my credit bureau in spite of my successful payments for past 2 months, This establishes that FNB does not give a chance for the ill fated customer to recover and stand financially to repay the arrears in default. I don't know why FNB taking revenge on defaulted customers. this action from FNB deprives me from my job opportunities as it continuously keeping my name in credit bureau even after my best efforts to clear all the arrears one by one. Good Luck FNB.