FNB disappoints once again!!!

After being with FNB for 20 years, and 3 different Homeloan applications later, they have not once given me an offer that would cover my Home loan. I have always had better offers from their competitors and signed with them. For this reason, I will be closing my full portfolio with FNB and moving to another bank as clearly there is little to no benefit being with FNB. How pathetic.