FNB DID NOT REMOVE MY CODE 4 FROM MY PERSONAL NAME

I HAD AN OVERDRAUGHT ARRANGEMENT WITH FNB APPROVED IN 1997/1998 FOR AN AMOUNT OF R15000. I COULD NOT COMPLY WITH THE PAYMENT ARRANGEMENTS OF FNB, AND EVENTUALLY WAS SUED BY FNB IN 2001 FOR AN AMOUNT OF R18544.60. PAYMENTS WERE MADE TO THE VALUE OF R19300. MOST PAYMENTS WERE MADE TO THE ATTORNEY IN JAN KEMPDORP. A FEW PAYMENTS WERE MADE DIRECTLY INTO THE APPLICABLE FNB ACCOUNT. ON 7 SEPTEMBER 2005 THE ATTORNEYS SMIT JONE & PRATT SENT ME A LETTER THAT THERE IS STILL AN AMOUNT OF R15 316.42 OUTSTANDING ON THE ACCOUNT. MY WIFE SENT THROUGH ALL THE PROOF OF PAYMENTS THAT WE HAVE MADE ON THE ACCOUNT AND SINCE HER REPLY, WE HAVE NOT HEARD A WORD FROM ANYONE. I APP**** FOR VEHICLE FINANCE AND THE DEAL WAS DECLINED BECAUSE OF A CODE 4 AGAINST MY NAME. NO HELP FROM FNB. THEY REFFERED ME TO SMIT JONES & PRATT. ACCORDING TO THEM THE FILE WAS CLOSED IN 2007, AND THEY CANNOT ASSIST EITHER WITH THE CLEARANCE OF MY NAME. WHAT SHOULD I DO????