FNB ***** Decline Depression

Thank you for declining my ***** repayment case FNB: due to the most minimal of "Very Clear Mandates" I will now lose my car and will never get to enjoy my hard-earned Bonus.

Take note South Africa: Never give your card and your Pin Code to your Spouse to draw money when you are too sick to get out of bed with Swine Flu: Should your card be swallowed by the ATM and your account cleared out due to same (Which FNB confirmed, by the way, when I called IMMEDIATELY to report this *****), FNB will decline your case and cause crippling financial problems for you.

Thank you FNB shall be taking my business elsewhere. Oh, also, will be walking to work from now on, due to your Investigators' incompetence / judgement / your company's greed?