FNB credit card division reverses charges to hurt merchants

FNB bank one of the worst bank in the world and FNB card division is one of the most ******* Credit Card within this bank. As a merchant I have been with FNB for the last 14 years and I am leaving the bank all together. Any customer that disputes any charges on their card they make me as the merchant to pay. FNB Credit Card division take money out of merchants account as if it is theirs. Disgusting behavior. They charge up to 3.5% commission and in one year over 50,000 *****ulent and disputed credit card charges were reversed from our account. There is no control they do as they please.