FNB (COVID-19) RELIEF ****

FNB (COVID-19) relief is A BIG FAT ****. My husband app**** for the relief for our Vehicle and it was declined, fortunately we could still pay and afford the Premium, 3 Months later the we pick up that there is a stupid loan of +-R12 000 which no one app**** for???? and that my husband owes this money as it was granted for the so called covid-19 relief to pay his car?? his credit card?? and his overdraft?? who asked them to do that?? who signed for that?? what happened to DECLINED?? Because we have been paying ALL these accounts without skipping a single Month?? WHAT A ****, **** **** **** and now we must pay back this money??? NONSENSE