FNB collecting fees from customer for "ghost" transactions!

When hard earned monies are entrusted to a bank, the last thing that a banking customer wants is for the "safekeeper" of their funds, to collect service fees for "ghost" transactions. I want all the "Declined Foreign T" transactions to be reversed on my account with immediate effect, FNB. No "if's" and no "but's". Just fix your errors on my account and send confirmation that you've FIXED it!