FNB CHEQUE AND REVOLVING LOAN PUTS YOU IN LEGAL HOT WATER

Had FNB cheque acc with revolving credit. Changed banks. Tried to explain to FNB I will pay debt owing on revolving credit directly to that acc, as nobfunds will be coming into the FNB cheque acc. Fnb insists on running a debit order on that cheque acc, which bounces. It has accumulated debt on there. Now handed me to lawyers. I'm m paying revolving debt, but i must oay legal etc and debt incurred by FNB. I have found out they do it to all their clients. I have pensioner in same position. Be Warned