FNB Business Banking is the worst.

FNB Business Bank is the worst and they keep on debit client excess item fee even you use your own available funds. This has been going on for some ages and every time we go to financial Ombudsman it's only when they reverse it. They failed so may times to demonstrate the possibility of a card performing successful transaction with no available balance. They even went as far as changing the sequence of my transactions on my Bank statements.