FNB bank charges

I just read the negative reviews about FNB, all this time I thought I was the only one who is disgruntled about their Aspire account. FNB is just a money making scheme in our own accounts, when you swipe items at the shops, they deduct that money and say that the items are pending, come two days after your account is negative with the amount of items that you have already paid and they can't even account. I'm so disappointed on the bank which I thought I trusted, I'm moving my salary to another account because every month more than R2000 is being taken from me, I won't shame, I won't make you guys rich.