FNB are still insisting that I owe money with 70% in accumulated Interest.

********** NF FNB Credit Card ilse-hauger: So I do finally receive this 2010 Judgement, after weeks of asking for it I was told to contact Brookes and Luyts to conclude a repayment plan....But still no statements.... I still beg the question ...why was no attempt to contact me made on or before 2010? (I admit I had had my phone had been ****** and was basically homeless..living with friends and family) but I have always had this email address (that I managed to check periodically) which FNB has (they managed to contact me 7/8 yrs after the judgement on this very same email address)....on the judgement it states *The defendant was served (this is a blatant lie made by FNB!!) Now I ask about this? The Law says: "From 1 April 2014 there is no longer a need to apply for rescission of the judgement in Court. The listing will automatically be removed from one’s credit profile after 5 years without settling the debt. However it came to our attention that over the years at least 1 in 2 Judgments in South Africa was granted on ******* procedural grounds. This must be rescinded and removed from one’s credit record. When a judgment is found to be ******* or ********** the debt is no longer enforceable under that judgment. Why does this law exist? If large companies like FNB can simply over ride it? The amount has gone from 33789.99 to R100 000.00 You may ask why I am fighting this so vehemently? I am 54yrs old still unable to gain employ, the little I have I would like to retain. IHauger