FNB - a terrible bank

I would strongly recommend not to use this bank. They look at every possible opportunity to cheat and ***** legally from their customers. Their rules and regulations are set up to legally ***** money that should have been paid to you, their loyal customers. I'll give some examples and you decide for yourself. If you have a large sum of money in a savings account, and you move it in the middle of the month (on their recommendation) to a different investment account, they will not pay you your interest for the fist half of the month and will only pay you interest for the second half, for they money in the new account. So they score 2 weeks of interest that should have been paid to you, even though they were in possession of the full amount. You can also not mitigate this by getting your timing thight. Their dates for calculating interest are different for their accounts, so no matter how carefully you plan it, you will always loose. Is this ethical? Right. Another example, they will also take away all your Ebucks points associated with having a large amount in investment. According to them you did not have it in one account for a full month and therefore they cannot give you any Ebucks, not on either account, even though they were in possession of all the money. FNB pretends to have your best interests at heart and tells you to move your money to a different account because you will get better interest but they don't tell you it's going to loose a **** load of money and them gaining (*****ing) it all. Pathetic if you ask me.