FNB a blood thirsty dog

FNB is the worst bank under the sun.. How can such an innovative bank get small things like intrest rates wrong.... and if that's not the problem you need over a 1000 worth of airtime just to get through to the proper consultant. Long story short FNB is the worst bank to have a credit card with. after making manual payments to your credit card they will still come into your account like blod thirsty dogs and double debit your account for who knows what and when you speak to one of the consultants they also have no clue as to what's going on. I'm really sick and tired of this bank please you can't just come into my accounts and take money as you please I'm done